Listen and subscribe to Decoding Retirement on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. Those nearing or in retirement face a number of considerations in planning for ...

Retirement planning is a lifelong pursuit — if you want to succeed at it, that is. While retirement can often seem a long way away, delaying gratification can pay huge rewards. Making sacrifices ...

Choosing between a defined benefit vs. defined contribution plan can make or break your retirement strategy. The difference comes down to who takes on the risk — your employer or you. A defined ...

What makes for a satisfying retirement? Money, of course, but perhaps not as much as you think. Health, for sure. Relationships matter a lot, but not all of them are created equal. That’s what I ...

The relationship between higher yields and retirement portfolio planning—return expectations, safe withdrawal rates, and asset allocations—is fairly direct and intuitive. As I wrote last week, higher ...

For retirement savers, the ringing in of the new year will bring more than the usual inflation adjustments to retirement contributions. The retirement legislation known as Secure 2.0 will also ...

Retirement confidence among both workers and retirees is dropping due to a lack of savings and high inflation, new research finds. If you're approaching retirement, there are some key decisions to ...

Most people spend 40 or more years in the workforce before retiring, and even then, it's not always easy to save what you need. Americans today estimate they'll need $1.46 million to retire ...

There's always some uncertainty in retirement planning, because you never know what the future holds. But you can get a pretty good idea of how much you need to save as long as you have accurate ...

Much of retirement planning focuses on accumulating a certain amount of assets, investing in certain ways and using certain types of accounts. But other key aspects are more uncertain. Those include ...

When you're younger, retirement is the sort of thing you might find yourself daydreaming about often. When you're at the tail end of your career and it's close to becoming reality, it can be thrilling ...

If you plan on retiring soon, chances are you’ve been diligently planning for this situation for decades since you don’t want to work forever. You also want to ensure that you enjoy your life in your ...